Terms of Service

1. Acceptance of Terms

By using LifeWise60.com or its materials, you indicate that you accept these Terms. If you do not agree, please stop using the website and its materials.

2. Educational Purpose

LifeWise 60 provides general educational and informational resources. The content does not provide individualized legal, medical, financial, investment, or tax advice. Your circumstances may require advice from a qualified professional. Consult an appropriate professional when you need guidance for a specific decision.

3. No Government Affiliation

LifeWise 60 is an independent educational resource and is not affiliated with, endorsed by, or operated by the Social Security Administration, Medicare, CMS, FTC, FBI, DOJ, IRS, or any other government agency. References to government agencies are provided for educational and informational purposes.

4. Digital Products and Payments

LifeWise 60 may offer downloadable guides, checklists, templates, toolkits, educational materials, and related digital resources. Unless stated otherwise with a specific offer, purchases are for personal, non-commercial use.

If a digital product is offered for sale, payment may be processed by a third-party service such as Stripe. Customers are responsible for providing accurate payment and billing information to the payment provider. Payment options and any product-specific terms will be presented with the offer.

5. Digital Delivery

Digital products may be delivered electronically through a download link, email, website access, or another delivery method stated with the product. Access depends on the delivery method and instructions shown when the product is offered.

6. Refunds

Purchases are subject to the Refund & Digital Product Policythat applies at the time of purchase, together with any rights required by applicable law.

7. Intellectual Property

LifeWise 60 content, branding, guides, graphics, original educational materials, and downloadable products are protected by applicable intellectual-property laws. Buying or accessing a product does not transfer ownership of its content.

Unless LifeWise 60 expressly authorizes it, you may not resell, redistribute, republish, commercially reproduce, or share paid downloads with others. Do not use LifeWise 60 materials in a way that violates another person’s rights or applicable law.

8. Acceptable Use

When using the website and its materials, you may not:

• Misuse the website or attempt unauthorized access.
• Disrupt the site or interfere with its operation or security.
• Use LifeWise 60 materials unlawfully.
• Fraudulently obtain products or services.
• Redistribute paid products without permission.

9. Accuracy and Updates

LifeWise 60 makes reasonable efforts to provide useful educational information. Scams, technology, government programs, websites, phone numbers, regulations, and other resources can change. Check important current information with the appropriate official source before relying on it for a decision.

10. Third-Party Links

Links to outside websites are provided for convenience or information. LifeWise 60 does not control those websites and is not responsible for their content, services, or practices. A link does not mean the third party endorses LifeWise 60.

11. Disclaimer of Warranties

The website and its materials are provided for general educational use. LifeWise 60 makes reasonable efforts to keep information useful, but cannot promise that every item will be complete, current, uninterrupted, error-free, or suitable for a particular person or decision. To the extent permitted by applicable law, implied warranties are limited or excluded. This section does not exclude a warranty or right that applicable law does not allow to be excluded.

12. Limitation of Liability

To the extent permitted by applicable law, LifeWise 60 is not liable for indirect, incidental, special, consequential, or punitive damages arising from use of the website or its materials. This includes losses resulting from relying on general educational information without verifying it for your situation. Nothing in these Terms limits liability or rights that applicable law does not allow to be limited.

13. Changes to Terms

We may revise these Terms as the website and its services change. The “Last Updated” date near the top of this page identifies the latest revision.

14. Contact

Direct questions about these Terms to the LifeWise 60 Customer Support page.